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Learn how to save, invest, and grow your money
We break down money topics into simple, easy-to-read guides anyone can follow—no jargon, just practical advice.
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Time Management Tips for Balancing a Side Hustle with a Full-Time Job
Balancing a full-time job with a side hustle can be challenging, but it is possible. Many adults start a side hustle to earn extra money...
jamie Budd
Jun 197 min read


Tax Tips for Freelancers and Side Hustlers
Freelancers and side hustlers in the United States face unique challenges when tax time comes around. Unlike a regular job where taxes...
jamie Budd
Jun 169 min read


Balancing Saving and Investing for Long-Term Success
In today's fast-paced world, managing personal finances can be a daunting task. The balance between saving and investing is crucial for...
jamie Budd
Jun 134 min read


How to Read Your Credit Report and Dispute Errors
Your credit report might seem confusing, but don’t worry. This guide will help you understand it step by step. By the end, you’ll know...
jamie Budd
Jun 1210 min read


Debunking Common Credit Score Myths in the U.S.
Credit scores can be confusing, and there are many myths that make people worry or make the wrong choices. In the United States, your...
jamie Budd
Jun 98 min read


Simple Ways to Make Your Money Work for You
In today’s ever-changing financial landscape, making your money work for you is not just a goal; it’s a necessity. Whether you’re...
jamie Budd
Jun 74 min read


Should You Pay Off Debt or Save First?
Many people wonder what to do when they have debt but also want to save money. Should you pay off the money you owe, or should you save...
jamie Budd
Jun 58 min read


Understanding Risk Tolerance: How to Choose Investments That Match Your Comfort Level
Introduction Investing your money can feel scary, especially if you are new to it. You might worry about losing the money you worked hard...
jamie Budd
Jun 27 min read


20 Creative Side Hustle Ideas to Earn Extra Cash
Introduction: Who doesn't like a little extra money? Whether you’re saving up for something special or just want some spending cash, a...
jamie Budd
May 2921 min read


The Benefits of a Side Hustle: Why Extra Income Is More Important Than Ever—Why and How to Start
Many people today have something called a side hustle . This means a small job or project they do in their free time to earn extra money...
jamie Budd
May 2615 min read


How to Start Investing: A Beginner's Guide
So, you've Googled "how to invest" and ended up with too much information and a rising sense of confusion. You're not alone! Beginner...
jamie Budd
May 257 min read


Equity-Linked CDs: FDIC-Insured Market-Linked Returns
Ever wished you could tap into stock market gains without risking your principal? Equity-linked certificates of deposit (CDs) give you...
jamie Budd
May 245 min read


Taxes 101: How Income Tax Works for Beginners
Welcome to Taxes 101 ! If you’re new to taxes, don’t worry – we’ll explain the basics in simple terms. This guide is for U.S. adults with...
jamie Budd
May 2212 min read


A Step-by-Step Guide to Starting Your Financial Journey
Starting your financial journey is an essential step toward achieving your long-term goals, whether that’s buying a house, retirement, or...
jamie Budd
May 224 min read


Gold vs. Silver: Which Precious Metal is Right for Your Portfolio?
Both gold and silver have been valued for thousands of years and are popular investments today. But if you’re a beginner, you might...
jamie Budd
May 199 min read


Investing Basics: Stocks, Bonds, and Index Funds Made Simple
Introduction Investing is a way of using your money to make more money ov er time. Instead of just keeping cash in a piggy bank or basic...
jamie Budd
May 1910 min read


First-Things-First: Emergency Fund Guide
What is an Emergency Fund? An emergency fund is a cash reserve set aside for life’s unexpected curveballs—things like car repairs,...
jamie Budd
May 184 min read


DIY Portfolio Builder + ETF Deep-Dive
Investing can feel daunting, but exchange-traded funds (ETFs) offer a beginner-friendly way to build a diversified portfolio. This guide...
jamie Budd
May 183 min read


The 3-Fund Index Portfolio: A Simple, Hands-Off Investing Strategy
Want to invest smarter but don’t want to spend hours picking stocks or tracking the market? You’re not alone. The good news: you don’t...
jamie Budd
May 184 min read


Quick-Start 401(k) Checklist
Starting a 401(k) doesn’t have to be complicated. Think of it as a simple game plan for your financial future. This quick-start guide...
jamie Budd
May 187 min read
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