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Learn how to save, invest, and grow your money
We break down money topics into simple, easy-to-read guides anyone can follow—no jargon, just practical advice.
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5 Factors That Affect Your Credit Score (and How to Improve Each One)
Are you new to personal finance and wondering what a credit score is? Don't worry – it's not as scary as it sounds. A credit score is...
jamie Budd
Sep 110 min read


A Beginner's Guide to Investing in Gold: Physical Gold vs. Gold ETFs vs. Gold Stocks
Introduction Gold has been special to people for thousands of years. It’s shiny, rare, and has always been considered valuable. Today,...
jamie Budd
Aug 2812 min read


Diversifying Your Portfolio With Gold and Silver
Investing can feel overwhelming for beginners, but one key concept makes it safer: diversification . You might have heard the saying...
jamie Budd
Aug 2513 min read


Index Funds vs ETFs vs Mutual Funds: Simple Differences Explained
If you’re new to investing, you’ve probably heard the terms index fund , ETF , and mutual fund . All these names can be confusing because...
jamie Budd
Aug 2113 min read


How to Start Investing With Just $100
Investing might sound scary or only for rich people, but that’s not true. You don’t need a lot of money to begin. In fact, you can start...
jamie Budd
Aug 1817 min read


Silver Investing for Beginners: An Easy Guide
Silver is a shiny precious metal that people value both for making things and for saving money. It’s unique because it has a dual role –...
jamie Budd
Aug 1424 min read


Passive vs. Active Investing: Which Strategy Should You Choose?
When you start investing, you might hear about passive investing and active investing . What do these terms mean? And which strategy is...
jamie Budd
Aug 1112 min read


How to Create a Debt Payoff Plan You Can Stick To
Debt can feel like a heavy weight, but a simple plan can help lighten the load. Paying off debt can feel overwhelming, but you are not...
jamie Budd
Aug 78 min read


Simple Money-Saving Challenges Anyone Can Try
Saving money can be fun and easy. You don't need to be a finance expert. By turning saving into simple challenges , you can build good...
jamie Budd
Aug 47 min read


Automate Your Savings: Save Money Without Thinking About It
Introduction: Saving money can feel hard, especially when life gets busy. Have you ever wished you could save money without even...
jamie Budd
Jul 3110 min read


Crushing Credit Card Debt: Tips to Pay It Off Faster
Credit card debt can feel overwhelming, but with a simple plan and steady steps, you can pay it off faster. This beginner-friendly guide...
jamie Budd
Jul 248 min read


How to Choose a High-Yield Savings Account and Why It Matters
High-yield savings accounts are a simple way to make your money grow faster. In this post, we'll explain what they are, why they are...
jamie Budd
Jul 2412 min read


Managing Student Loans: Repayment Tips and Strategies
Student loans can feel confusing and scary, but you are not alone. With a little knowledge and planning, you can handle your student...
jamie Budd
Jul 2110 min read


Retirement Saving in Your 20s and 30s: How to Start Off Right
Saving for retirement may sound boring or far away, but starting early can make a huge difference . This friendly guide will answer your...
jamie Budd
Jul 178 min read


The Power of Compound Interest: How Your Money Can Grow Over Time
Introduction: Compound interest is a simple but powerful idea in personal finance. It’s often called the “eighth wonder of the world”...
jamie Budd
Jul 146 min read


401(k), IRA, or Brokerage? How to Choose Your Retirement Savings Account
Saving for the future can feel confusing, but it doesn’t have to be. You might have heard about 401(k) accounts, IRAs , and brokerage...
jamie Budd
Jul 106 min read


Budgeting When You Live Paycheck-to-Paycheck: Survival Tips
Living paycheck to paycheck is stressful and tough. It can feel like your money disappears as soon as you get it. You might worry about...
jamie Budd
Jul 76 min read


How to Stick to Your Budget: 7 Tips for Consistent Success
Budgeting helps you control your money instead of letting money control you. But sticking to a budget can be hard . Many people promise...
jamie Budd
Jun 309 min read


Retirement Saving in Your 20s and 30s: How to Start Off Right
Saving for retirement might not be the first thing on your mind in your 20s or 30s. After all, things like rent, student loans, and...
jamie Budd
Jun 2611 min read


Saving for a Big Purchase: A Step-by-Step Plan for a Car, Home, or Vacation
Imagine buying a car, a house, or taking a dream vacation without worry. Saving money for a big purchase might sound hard, but it...
jamie Budd
Jun 237 min read
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