Unlock the secrets to smarter investing with the Tax-Efficiency Roadmap: Keep More of Your Returns. This beginner-friendly guide breaks down everything you need to know about maximizing your investment gains and minimizing your tax bill—without complicated jargon. You’ll learn how to use the right accounts, place your assets for optimal growth, harvest tax losses, and avoid common pitfalls that eat into your returns. Featuring step-by-step checklists, real-life examples, and practical tips, this U.S.-focused guide empowers you to build lasting wealth by keeping more of what you earn. Perfect for new investors who want to grow their money the smart, tax-efficient way.